10 Leaves × Legability
PART THREE · 18 · Setting Up

Fees & Costs

Exchange rate: 1 USD ≈ AED 3.67. Government fees denoted (G). All figures indicative; verify against current DIFC Pricing Guide and DFSA FER Module.

9.1 DIFC Registrar of Companies — One-Time Fees (USD)

Fee Item Amount (USD) Notes
Name reservation (optional) USD 800 (G) Per Aston VIP — some sources cite USD 0 for reservation then USD 800 on incorporation
Application for incorporation USD 100–8,000 (G) USD 100 for Prescribed Company; USD 8,000 for Private Company LTD
Prescribed Company incorporation USD 100 (G)
Standard LTD / LLC / LLP incorporation USD 8,000 (G)
Foundation application USD 0 (G) No initial setup cost

9.2 Annual / Ongoing ROC Fees (USD)

Fee Item Amount (USD) Notes
Commercial Licence — Non-regulated standard entity USD 12,000/year (G) Per Aston VIP; ranges AED 18,000–50,000 depending on activity
Commercial Licence — Innovation / AI licence Per activities applied, same as authorisation Activity-based fee per DIFC RoC; DIFC Innovation Hub1 applies subsidies to eligible activities
Commercial Licence — Prescribed Company USD 1,000/year (G) Morgan Lewis PCR 2024
Commercial Licence — Foundation USD 350/year (G) MS-CA Foundation Costs
Confirmation / Annual Return USD 300/year (G) All entities
Data Protection registration (Year 1) USD 500–750 (G) Foundations: USD 750; others: USD 500; per Aston VIP
Data Protection renewal USD 250/year (G)
Knowledge & Innovation Fee USD 5.45 (G) Nominal regulatory charge

9.3 DFSA Fees — Regulated Entities

Fee Item Amount (USD) Notes
DFSA application fee (Category 4) USD 15,000 (G) Per DFSA fees page2; 10 Leaves3
DFSA application fee (Category 3A/3C/3D) USD 15,000–40,000 (G) Per complexity; complex structures may attract 100% surcharge
DFSA application fee (Category 1/2/5) USD 40,000–70,000 (G) Range per DFSA fees page2
DFSA annual licence fee (Category 4) USD 15,000/year (G) Per Aston VIP
DFSA annual licence fee (Category 3C/3D) USD 25,000–50,000/year (G) Depending on transaction volumes / AUM
DFSA annual licence fee (Category 3A) USD 25,000–35,000/year (G)
DFSA annual licence fee (Category 1/2/5) Higher — turnover banded Per DFSA FER Module
Per-additional-activity fee USD 4,000/year (G) From 2025; per 10 Leaves3
ITL application fee USD 5,000 (G) Innovation Testing Licence
Exempt Fund annual fee USD 10,000/year (G) Per Aston VIP on Exempt Funds
QIF annual fee USD 5,000/year (G)
Client Assets endorsement USD 5,000 (one-off) (G) Per Salvus Funds

9.4 Immigration / Visa Costs

Fee Item Amount (USD / AED) Notes
Establishment Card (Normal) USD 618 / AED 2,270 (G) Annual
Establishment Card (Express) USD 656 / AED 2,408 (G)
Personnel Sponsorship Deposit USD 680 / AED 2,497 (G) Per employee; refundable
Employee Visa (government fees only) USD 1,500–2,500 / AED 5,500–9,200 (G) Medical, Emirates ID, stamping
Golden Visa (government fees) AED 2,800–4,000+ (G) Discretionary GDRFA approval

9.5 Office / Operational Costs

Item Indicative Range (AED / USD) Notes
Flexi desk (standard) AED 30,000–50,000 / USD 8,200–13,600/year DIFC Business Centre or serviced
Innovation Hub desk (subsidised) USD 3,000/year (USD 250/month) Innovation Licence holders
Business Centre (private office) AED 80,000–150,000 / USD 22,000–41,000/year Per PRO Services in Dubai
Fitted Grade A office (AED/sq ft/year) AED 120–220/sq ft Per Anika Property and Cushman data
Professional indemnity insurance USD 5,000+/year Compulsory for many regulated categories
Annual audit AED 10,000–40,000+ Mandatory for most licensed entities; IFRS-basis
Company secretarial / CSP AED 5,000–20,000/year

9.6 Total First-Year Cost Estimates

Setup Type Total Year 1 (AED) Total Year 1 (USD approx.)
Innovation Licence (flexi desk, 2 visas) Varies by activity + flexi desk + visas Activity-based licence fee (same as authorisation) + Innovation Hub desk + visa costs
Non-Financial Professional Services (business centre, 4 visas) AED 257,000–279,000 USD 70,000–76,000
Category 4 Regulated Advisory (3 employees, business centre) ~AED 378,000 ~USD 103,000
Category 3D Payment Services (full first year) USD 275,000–325,000 (includes regulatory capital)
Category 3C / 3A Regulated (10 employees, fitted office) AED 660,000–740,000+ USD 180,000–201,000+

Sources: DIFC — Pricing Guide4; DFSA — Fees (FER)2; 10 Leaves — DIFC License Costs5


Sources

  1. DIFC Innovation Hub — https://landing.difc.ae/innovation-license-offer
  2. DFSA fees page — https://www.dfsa.ae/your-resources/regulatory/fees
  3. 10 Leaves — https://10leaves.ae/publications/difc/category-4-difc-investment-advisory-license-difc-license-categories
  4. DIFC — Pricing Guide — https://www.difc.ae/business/setting-up
  5. 10 Leaves — DIFC License Costs — https://10leaves.ae/publications/difc